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Matthew Carroll Atlanta Braves

Morning Brief: Why Did Ordinary Investors Take Such a Hit in 2022?

As we look ahead to 2022, we should identify a few main reasons why regular investors will be in for a rough ride. These include the midterm elections, Treasury yields in the United States, and the market's opinion of the prognosis for technology equities.

IBM is an international computer technology firm with a long history of invention, and its technology has influenced how organizations worldwide work. IBM had a substantial global presence in the early 1990s, and the company was regarded as one of the most admired American corporations.


IBM's initial computers were data-tabulating machines that used punched cards. Later, these methods were incorporated into electric typewriters.

Following WWII, IBM had fast international expansion. By the early 1970s, the corporation's worldwide operations had generated more than half its revenue.


In 1969, the United States of America sued IBM, claiming that it had monopolized the market for general-purpose electronic digital computer systems. The authorities charged the corporation with bundling software and demanding exorbitant charges. Several peripheral manufacturers were also accused of antitrust violations.

One thing is certain: the equity markets had a turbulent year in 2022. The Dow Jones Industrial Average (DJIA) fell marginally, while the S& P 500 (SPX) gave up its year-to-date gains. While technology equities did not suffer as much as their semiconductor rivals, the picture is not entirely rosy.

Last year, Microsoft's (MSFT) stock lost almost 6% of its value. The company's sales and earnings performance are not out of the ordinary. The major news is that it announced 12,000 job losses, the most of any global corporation.

Despite the stock's great achievements, the market will have a poor time. Investors are concerned about global growth, inflation, and the economic repercussions of the Fed's monetary tightening.


The S& P 500 has had the worst nine months in a decade, even though the US economy expanded at an unexpectedly rapid pace in the fourth quarter.

The year 2022 was a year of divergence in equity markets. The main question for many investors is what happened in the previous year. How has the market reacted to recent global monetary policy decisions? Whether or not we will have a recession.

Although we are still a long way from a recession, the stock market will feel the pressure. The tech sector saw a massive selloff, and investors' concerns about future growth may have played a role.

As a result of recessionary fears, many technology businesses, like Microsoft, have reduced their workforce in recent months. These cuts, on the other hand, could be more striking. Rather, they are an essential step to allow for further investment in artificial intelligence.

Analysts believe Microsoft will continue to do well as cloud adoption grows. However, the company's sales growth in the latest quarter was the worst in six years, and revenue in the intelligent cloud division will fall short of Wall Street projections.

The yield on US Treasury bonds is crucial for investors worldwide. It serves as a barometer of worldwide economic confidence.

Since the global financial crisis, the US Treasury yield has reached its highest level. As a result, the bond market has plummeted considerably. A selloff in Treasuries has harmed investors, leading to a drop in the value of stocks.

A rise in interest rates has also harmed the bond market. Higher interest rates are frequently the result of higher inflation. Many investors are concerned about rising inflation, which may impede the economy.

Several central banks have expedited interest rate hikes. The Federal Reserve has been at the forefront of this hiking cycle. So far, the Fed has raised short-term interest rates by 0.25% to 2.5%.


Many people were shocked that the US economy had a strong quarter. The most recent GDP numbers showed healthy growth, confounding economic doomsayers. The stock market was rewarded as well. Despite a volatile trading session, indices reached new highs for the year. The Fed's latest stimulus package became more visible as the week continued.

A short examination of statistics from the Federal Reserve, Treasury Department, Bureau of Economic Analysis, Office of Management and Budget, and Bureau of Economic Analysis reveals that the economy experienced numerous notable changes in 2022. In addition, several significant milestones were achieved, ranging from a wave of significant tax reforms to a renewed desire for small business innovation. On the good side, more jobs were created, the unemployment rate fell to a historic low, and GDP exceeded expectations in the final three months of the year.

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